An Annuity is a contract between you and the issuer where you agree to give the issuer a premium principal payment, and in return the issuer guarantees you fixed or increasing payments for the remainder of your lifetime. The issuer guarantees that you cannot outlive your Annuity income. Annuities are only issued by insurance companies.
An Annuity can be compared to a savings account at a bank. However, your Annuity is with an insurance company, not a bank. When compared to the interest rate earned in a bank savings account, the interest rate earned in an Annuity is typically significantly higher in its growth potential.
“Is an Annuity right for me?” and “Is an Annuity a good investment?” are two popular questions asked at AnnuitySeeker.com. Like any other financial product, determining if an Annuity is right for you can be answered by understanding what your goal is with the money you are considering investing in the Annuity.
Annuities are the right investment option for some financial goals and the wrong investment option for other financial goals. Below we list a few financial goals that Fixed and Fixed Index Annuities are right for, and a few goals that these types… Read More
As with every retirement investment, Annuities are perfectly suited for some investment strategies and not well suited for others. A successful retirement strategy should include a number of investments with some designed to hedge against risk, some designed to provide reliable income, and some designed to provide accelerated growth potential. Different kinds of Annuities will fit into each of those categories in their own unique way. Here are some general pros and cons of Annuities to help you decide… Read More
Fixed and Fixed Index Annuity products are designed to pay the best benefits when your money is allowed to remain in the account for extended periods. However, there are types of Fixed Annuities that will enable full access to your initial premium without any cost, fee, or penalty. Also, there is never a period that you are not allowed to access the entire balance in your Annuity. Like other investments, you may be subject to early withdrawal fees and taxes, but you will always have access to your money. Furthermore, many Annuities allow you to avoid withdrawal penalties… Read More
With a Fixed Index Annuity, your principal, earned interest, and any bonus you received are contractually guaranteed to never reduce in value. All are locked in, and this means you are guaranteed never to lose your money. This guarantee is an inherent advantage of Fixed Index Annuities over other financial instruments like stocks, bonds, mutual funds, and variable Annuities. When you receive your annual Annuity statement, it is guaranteed to never show a loss or less value than the year before.
Between the years 2000 and 2008, we have seen the unprecedented occurrence… Read More
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We are now in our 17th year of providing quality service and products. We have worked with well over 1000 clients in that period. That translates to a unique ability to match your goals with the best Annuity products.
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All our Annuity products have a 30-day free look guarantee. If you are not delighted, cancel the Annuity and your premium will be immediately returned.
We work with only the highest rated, most respected companies in the annuity industry. Most companies have been in business for decades, starting as early as 1886.