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What Is An Annuity?

An Annuity is a contract between you and an annuity issuer whereby you agree to give the issuer principle and in return the issuer guarantees you a fixed or variable annuity income payments over time.

Our Annuity Rate Comparison Website will help you find the best Income Annuities which are like a savings account with a bank. However, it isn’t with a bank, it is with an Insurance company.


Annuities Vs. Other Investments

See how Fixed Index Annuities compare with other investments such as mutual funds, stocks, bonds, and CDs.


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Guide To Fixed Annuities

Fixed Annuities are interest based products designed for retirement savings. They are somewhat similar to CDs, but unlike CDs, they are issued by insurance companies, not banks. Fixed Annuities typically ask for a lump sum initial deposit that locks in an interest rate ranging from 3% to 10% for a term of 3 to 15 years.


Biggest Fears About Annuities

Many of the scary stories you've heard about annuities are just not true. Here are some of the most common concerns about annuities, and the answers that may surprise you.

- Will an annuity tie up my money?
- Are annuities safe like bank accounts?
- Can I transfer my annuity to my heirs?
- Are annuities difficult to understand?
- Why doesn't my financial advisor doesn’t talk about annuities?


Case Studies

See how annuities have helped people just like you meet their financial goals:
Guaranteed Payments
Health Care Option
Travel Income


Annuity Opinions

Annuity Education Links

Index Annuities Explained

Learn how Fixed Index Annuities allow you to participate in stock market gains without the risk of stock market losses.


Top 10: Why Annuities Are Popular

Today’s modern annuities have many features and options that allow them to be customized for most retirement situations.

1. Principle Is Guaranteed Against Loss

2. Fixed Indexed Annuities Usually Pay A Premium Bonus

3. Your Earnings Can Be Tied To Market Performance Without Market Risk


Meeting With An Annuity Advisor

One of the most common questions we get from our readers is what questions should they ask when they meet with an annuity adviser, and what kind of questions will the adviser ask them? We’ve polled some of the advisers in our referral network to get their thoughts on what a typical first client meeting is like.

Where should I meet my annuity sales adviser? Some clients like to meet in the comfort of their own home where they have easy access to their financial records.