Blog Archives

What Is The Interest Rate On An Immediate Annuity?

This is a common question among people seeking to receive immediate income from an annuity.  The simple answer is… there really is not a simple answer! Single Premium Immediate Annuity (SPIA) is a product where you as the annuitant give

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Posted in Opinion

Are You Receiving Tax Free Income?

Did you know that it’s possible to have a legal tax free income?  No, it isn’t doing something marginally legal or radical like creating off-shore accounts.  Instead, there are very basic, standard, and legal processes available for all of us

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Posted in Opinion

Did You Lose Money?

A better question is, did you lose money during the last economic downturn in 2008?  The answer for most people is an emphatic “YES!” Did you lose money during the downturn of 2000 – 2003?  Again, the answer for most

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Posted in Opinion

LIQUIDITY or “I Don’t Want to Tie Up My Money”

By: John Mar, Licensed Annuity Advisor It is an obvious truism.  Annuity advisors sell annuities.  Considering all of the guaranteed benefits annuities provide, one would think that every client we encounter would always make a purchase.  After all, fixed and fixed index

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Posted in Opinion

Bonds Over Fixed Indexed Annuities? You must be Joking!

By Robert Scott, The Annuity Post Frequently, I have a client who approaches me with the desire to buy an annuity.  My job to sell an annuity is generally much easier when the client comes to their own understanding of

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REPORT: More Bad News on Social Security and Medicare Trust Funds

We hear bad news about Social Security running out of money.  Social Security income is just a portion of how most of us are funding our retirement.  But if Social Security fails, or our pensions fail or are revised, then

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Posted in Opinion